Frank McKlusky, C.I

Frank McKlusky is an insurance claims investigator who takes his job a little too seriously. As a child, he watched his daredevil father wipe out in a horribly-conceived motorcycle stunt and since then, Frank's developed an unhealthy aversion to any kind of risk: he lives with his parents, wears a helmet everywhere he goes and lives his life strictly by the rules. He was inspired to become a claims investigator by his father's experience, but he lets his partner do all the dirty work on every case, preferring his odds as "the in-the-van guy." But when his partner is killed in the line of duty, Frank's forced to come out of his shell (and his helmet) to crack the case, aided by his sexy junior partner Sharon.